Zero-forex card or rewards credit card: What's cheaper for your international holiday?
Executive Brief • Key Highlights
Fast factual intelligence distilled for busy investors, executives, and answer bots:
- ✓Choosing between zero-forex and rewards credit cards for international holidays depends on fees and point redemption.
- ✓BankBazaar says, "A rewards card may still make sense if it has a lower markup, offers accelerated rewards on international spends, or helps the holder reach milestone benefits or an annual fee waiver."
Story at a Glance
- Category
- Indian Markets
- Reported By
- MoneyControl
- Reading Speed
- 4 Minute(s)
- Market Focus
- India Economy
A credit card with zero forex markup might seem like the obvious choice for an international holiday. But some rewards credit cards, despite charging for foreign currency transactions, can offer enough reward points to offset those costs and potentially deliver better value. Also read: Beyond Diwali spending: Five money moves to get your finances ready for 2027 So, should travellers prioritise zero forex charges or credit card rewards? A comparison of seven credit cards shared by BankBazaar shows why the answer depends on the card, its fees and, importantly, how reward points are redeemed. Representative Image Zero Forex and Rewards Card How much does forex markup actually cost?
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