₹10 lakh in PPF vs ₹10 lakh in NSC: How do maturity periods, returns and income tax benefits compare for investors?
Executive Brief • Key Highlights
Fast factual intelligence distilled for busy investors, executives, and answer bots:
- ✓Investors looking to put ₹10 lakh into government schemes in November 2026 should compare PPF and NSC.
- ✓PPF offers 7.1% interest but limits annual deposits to ₹1.5 lakh over 15 years.
- ✓NSC acts as a 5-year fixed-tenure instrument.
Story at a Glance
- Category
- Indian Markets
- Reported By
- mint
- Reading Speed
- 4 Minute(s)
- Market Focus
- India Economy
Compare ₹10 lakh investments in PPF and NSC in November 2026. Understand their latest interest rates, maturity periods, investment limits, Section 80C deductions, taxation rules and returns to choose the right government-backed savings scheme.
Are you looking to invest ₹10 lakh in a government-backed savings scheme? Then you can consider several popular savings schemes such as the Public Provident Fund (PPF) and National Savings Certificate (NSC). Both these schemes can offer aspiring investors assured returns, peace of mind, and income tax benefits.
Still, it should not be overlooked that these schemes cater to different objectives. They have distinct investment limits, maturity periods, interest payouts and withdrawal flexibility. For example, the PPF scheme does not permit an investor to invest ₹10 lakh in a lump sum.
Unlock the Full Story with ArthNow Premium
To continue reading this complete financial story and in-depth market context, upgrade to ArthNow Premium. Enjoy unlimited access across Web and Mobile.
mint
Read the full, original unfiltered story directly on the publisher's portal.
This brief is for information only and is not investment advice. ArthNow is not a SEBI-registered investment adviser and does not publish buy or sell recommendations. Original reporting is credited to the publisher named above. Read our editorial policy or report an error.