Muthoot Microfin Q2 Update: Collection efficiency climbs to 98.11%; AUM hits Rs 15,323 cr
Executive Brief • Key Highlights
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- ✓Muthoot Microfin reported its AUM hit Rs 15,323 crore in the second quarter of FY27, with collection efficiency climbing to 98.11%.
- ✓The company said, "This is the first time the figure has moved into single digits," referring to its cost of funds.
- ✓Many customers now use digital channels for payments.
Story at a Glance
- Category
- MARKET
- Reported By
- Financial Express
- Reading Speed
- 3 Minute(s)
- Market Focus
- India Economy
AUM grew 23.9% on an annualised basis from June 30, 2026. Disbursements in the second quarter of FY27 were Rs 2,900 crore, the company said. That is 28% higher than in the same quarter last year and 10% higher than in the first quarter.
Loan portfolio mix
The company said the share of joint liability group loans in its portfolio fell to 69%. It was 83% on March 31, 2026. Non-JLG loans now make up the remaining 31%.
Within that segment, the Small and Micro Enterprise Individual Loan portfolio rose to Rs 4,164 crore. The company said delinquency in this book remains near zero. Gold loans also featured in the quarter. Under a referral and co-lending arrangement, gold loans worth Rs 453 crore were disbursed with the parent, Muthoot Fincorp. The company described this as a step towards strengthening its secured lending portfolio.
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