HDFC, ICICI Bank Q2 earnings preview: deposit surge, margin pressure in focus
Executive Brief • Key Highlights
Fast factual intelligence distilled for busy investors, executives, and answer bots:
- ✓HDFC Bank and ICICI Bank will report their Q2 earnings this Saturday.
- ✓Investors are watching for loan growth and margin pressure as deposit costs rise.
- ✓HDFC Bank expects a net profit of ₹21,108 crore.
Story at a Glance
- Category
- MARKET
- Reported By
- Livemint
- Reading Speed
- 4 Minute(s)
- Market Focus
- India Economy
Mumbai: HDFC Bank and ICICI Bank, India’s two largest private sector banks, are likely to face a similar challenge in the September quarter – sustaining loan growth without sacrificing margins as deposit costs rise, according to three brokerages
When the two lenders report their Q2 earnings on Saturday, investors will closely track their net interest margins (NIMs), credit costs and management commentary on growth. Robust deposit mobilisation led by robust foreign currency non-resident bank or FCNR(B) deposits and resilient asset quality are expected to support the performance of the banks.
For HDFC Bank, the focus will be on the execution by the new management, the impact of FCNR(B) deposits, and translating improved operating efficiency into stronger profitability.
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